Online stock broking firm - Online Share Trading - Trivandrum - Kerala - India

Particulars	Mar 2025 (₹)	Dec 2024 (₹)	Sep 2024 (₹)
Operating Income	7025.05	6709.21	6226.60
Total Income	7120.69	6812.35	6292.75
Interest	3362.29	3271.78	3055.13
Employee Expenses	921.76	880.65	794.65
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	441.70	473.89	458.95
TOTAL OPERATING EXPENDITURE	4725.75	4626.32	4308.73
Operating Profit Before Prov. & Cont.	2394.94	2186.03	1984.02
Provisions & Write Offs	625.29	664.02	623.52
Depreciation	63.43	58.43	61.92
TOTAL EXPENDITURE	5414.47	5348.77	4994.17
Tax	513.18	470.57	384.52
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-73.68	-93.52	-48.99
Reported Profit After Tax	1266.72	1086.53	963.05
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	1266.72	1086.53	963.05

EPS (Unit Curr.)	15.06	12.93	11.46
EPS (Adj) (Unit Curr.)	15.06	12.93	11.46
Calculated EPS (Unit Curr.)	15.06	12.92	11.45
Calculated EPS (Adj) (Unit Curr.)	15.06	12.92	11.45
Calculated EPS (Ann.) (Unit Curr.)	60.23	51.67	45.82
Calculated EPS (Adj) (Ann.) (Unit Curr.)	60.23	51.67	45.82
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	65.00	0.00
Equity	168.25	168.23	168.15
Reserve & Surplus	0.00	0.00	0.00
Face Value	2.00	2.00	2.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00

Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00

PBIDTM(%)	73.05	71.45	70.92
PBDTM(%)	25.19	22.69	21.85
PATM(%)	18.03	16.19	15.47

Net Interest Income	0.00	0.00	0.00
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	184746.00	174567.00	164642.00

Return on Equity(%)	22.20	19.70	18.20
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	40.50	39.90	40.60
Loan Loss Provision Ratio	1.20	1.40	1.40
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	8.00	7.70	7.50
Provision Coverage Ratio(%)	34.58	34.42	35.42
Capital Adequacy Ratio	19.75	19.76	19.50
Tier I Capital	14.41	14.92	15.04
Tier II Capital	5.34	4.84	4.46

Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	3.97	4.00	3.78
(%) Net Non Performing Assets	2.63	2.66	2.48
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	3.60	3.20	3.20
Loans Disbursed(Amt Rs cr)	26417.00	25806.00	24314.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00

Particulars

Mar 2025
(₹)

Dec 2024
(₹)

Sep 2024
(₹)

Operating Income

7025.05

6709.21

6226.60

Total Income

7120.69

6812.35

6292.75

Interest

3362.29

3271.78

3055.13

Employee Expenses

921.76

880.65

794.65

Selling & Administrative Expenses

0.00

Impairment of Assets

0.00

Loss on Forex Transaction

0.00

Other Expenses

441.70

473.89

458.95

TOTAL OPERATING EXPENDITURE

4725.75

4626.32

4308.73

Operating Profit Before Prov. & Cont.

2394.94

2186.03

1984.02

Provisions & Write Offs

625.29

664.02

623.52

Depreciation

63.43

58.43

61.92

TOTAL EXPENDITURE

5414.47

5348.77

4994.17

Tax

513.18

470.57

384.52

Fringe Benefit Tax

0.00

Deferred Tax

-73.68

-93.52

-48.99

Reported Profit After Tax

1266.72

1086.53

963.05

Extra-ordinary Items

0.00

Adjusted Profit After Extra-ordinary item

1266.72

1086.53

963.05

EPS (Unit Curr.)

15.06

12.93

11.46

EPS (Adj) (Unit Curr.)

15.06

12.93

11.46

Calculated EPS (Unit Curr.)

15.06

12.92

11.45

Calculated EPS (Adj) (Unit Curr.)

15.06

12.92

11.45

Calculated EPS (Ann.) (Unit Curr.)

60.23

51.67

45.82

Calculated EPS (Adj) (Ann.) (Unit Curr.)

60.23

51.67

45.82

Book Value (Unit Curr.)

0.00

Dividend (%)

0.00

65.00

0.00

Equity

168.25

168.23

168.15

Reserve & Surplus

0.00

Face Value

2.00

Public Shareholding (No. Of Shares)

0.00

Public Shareholding (% in Equity)

0.00

Pledged/Encumbered - No. of Shares

0.00

Pledged/Encumbered - % in Total Promoters Holding

0.00

Pledged/Encumbered - % in Total Equity

0.00

Non Encumbered - No. of Shares

0.00

Non Encumbered - % in Total Promoters Holding

0.00

Non Encumbered - % in Total Equity

0.00

PBIDTM(%)

73.05

71.45

70.92

PBDTM(%)

25.19

22.69

21.85

PATM(%)

18.03

16.19

15.47

Net Interest Income

0.00

Operating Expenses

0.00

Loan Losses & Provision

0.00

Assets Under Management

184746.00

174567.00

164642.00

Return on Equity(%)

22.20

19.70

18.20

Operating Expenses to Net Interest Income(%)

0.00

Cost to Income Ratio

40.50

39.90

40.60

Loan Loss Provision Ratio

1.20

1.40

Loans Spreads(%)

0.00

Net Interest Margin(%)

8.00

7.70

7.50

Provision Coverage Ratio(%)

34.58

34.42

35.42

Capital Adequacy Ratio

19.75

19.76

19.50

Tier I Capital

14.41

14.92

15.04

Tier II Capital

5.34

4.84

4.46

Gross Non Performing Assets

0.00

Net Non Performing Assets

0.00

(%) Gross Non Performing Assets

3.97

4.00

3.78

(%) Net Non Performing Assets

2.63

2.66

2.48

Return on Assets(Annualised)

0.00

Return on Assets

3.60

3.20

Loans Disbursed(Amt Rs cr)

26417.00

25806.00

24314.00

Loans Sanctioned/Approved(Amt Rs cr)

0.00

Loan Book(Amt Rs cr)

0.00

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