Online stock broking firm - Online Share Trading - Trivandrum - Kerala - India

Particulars	Jun 2025 (₹)	Mar 2025 (₹)	Dec 2024 (₹)
Operating Income	39.17	40.05	37.04
Total Income	42.70	43.50	40.25
Interest	16.75	16.60	16.51
Employee Expenses	11.59	10.98	9.68
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	4.48	5.38	4.14
TOTAL OPERATING EXPENDITURE	32.82	32.96	30.33
Operating Profit Before Prov. & Cont.	9.88	10.54	9.92
Provisions & Write Offs	0.59	1.07	1.04
Depreciation	1.44	1.79	1.71
TOTAL EXPENDITURE	34.85	35.82	33.08
Tax	1.45	1.79	1.79
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-0.39	-0.30	-0.37
Reported Profit After Tax	6.78	6.19	5.74
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	6.78	6.19	5.74

EPS (Unit Curr.)	4.33	4.43	4.16
EPS (Adj) (Unit Curr.)	4.33	4.43	4.16
Calculated EPS (Unit Curr.)	4.32	3.95	4.01
Calculated EPS (Adj) (Unit Curr.)	4.32	3.95	4.01
Calculated EPS (Ann.) (Unit Curr.)	17.30	15.80	16.06
Calculated EPS (Adj) (Ann.) (Unit Curr.)	17.30	15.80	16.06
Book Value (Unit Curr.)	172.57	188.54	150.51
Dividend (%)	0.00	0.00	0.00
Equity	15.68	15.68	14.31
Reserve & Surplus	248.27	248.27	146.37
Face Value	10.00	10.00	10.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00

Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00

PBIDTM(%)	66.48	65.07	68.55
PBDTM(%)	23.72	23.65	23.97
PATM(%)	17.31	15.46	15.50

Net Interest Income	20.38	20.36	17.20
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	795.00	759.36	707.47

Return on Equity(%)	2.54	2.62	2.80
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	67.48	67.47	65.40
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	9.08	9.88	9.48
Net Interest Margin(%)	2.62	2.78	2.53
Provision Coverage Ratio(%)	0.00	0.00	0.00
Capital Adequacy Ratio	47.46	47.75	39.85
Tier I Capital	46.92	47.23	39.41
Tier II Capital	0.54	0.52	0.44

Gross Non Performing Assets	14.69	13.98	13.99
Net Non Performing Assets	4.85	4.58	4.26
(%) Gross Non Performing Assets	1.85	1.84	1.98
(%) Net Non Performing Assets	0.62	0.61	0.61
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	0.77	0.75	0.74
Loans Disbursed(Amt Rs cr)	80.00	106.48	90.95
Loans Sanctioned/Approved(Amt Rs cr)	81.15	115.15	111.44
Loan Book(Amt Rs cr)	0.00	0.00	0.00

Particulars

Jun 2025
(₹)

Mar 2025
(₹)

Dec 2024
(₹)

Operating Income

39.17

40.05

37.04

Total Income

42.70

43.50

40.25

Interest

16.75

16.60

16.51

Employee Expenses

11.59

10.98

9.68

Selling & Administrative Expenses

0.00

Impairment of Assets

0.00

Loss on Forex Transaction

0.00

Other Expenses

4.48

5.38

4.14

TOTAL OPERATING EXPENDITURE

32.82

32.96

30.33

Operating Profit Before Prov. & Cont.

9.88

10.54

9.92

Provisions & Write Offs

0.59

1.07

1.04

Depreciation

1.44

1.79

1.71

TOTAL EXPENDITURE

34.85

35.82

33.08

Tax

1.45

1.79

Fringe Benefit Tax

0.00

Deferred Tax

-0.39

-0.30

-0.37

Reported Profit After Tax

6.78

6.19

5.74

Extra-ordinary Items

0.00

Adjusted Profit After Extra-ordinary item

6.78

6.19

5.74

EPS (Unit Curr.)

4.33

4.43

4.16

EPS (Adj) (Unit Curr.)

4.33

4.43

4.16

Calculated EPS (Unit Curr.)

4.32

3.95

4.01

Calculated EPS (Adj) (Unit Curr.)

4.32

3.95

4.01

Calculated EPS (Ann.) (Unit Curr.)

17.30

15.80

16.06

Calculated EPS (Adj) (Ann.) (Unit Curr.)

17.30

15.80

16.06

Book Value (Unit Curr.)

172.57

188.54

150.51

Dividend (%)

0.00

Equity

15.68

14.31

Reserve & Surplus

248.27

146.37

Face Value

10.00

Public Shareholding (No. Of Shares)

0.00

Public Shareholding (% in Equity)

0.00

Pledged/Encumbered - No. of Shares

0.00

Pledged/Encumbered - % in Total Promoters Holding

0.00

Pledged/Encumbered - % in Total Equity

0.00

Non Encumbered - No. of Shares

0.00

Non Encumbered - % in Total Promoters Holding

0.00

Non Encumbered - % in Total Equity

0.00

PBIDTM(%)

66.48

65.07

68.55

PBDTM(%)

23.72

23.65

23.97

PATM(%)

17.31

15.46

15.50

Net Interest Income

20.38

20.36

17.20

Operating Expenses

0.00

Loan Losses & Provision

0.00

Assets Under Management

795.00

759.36

707.47

Return on Equity(%)

2.54

2.62

2.80

Operating Expenses to Net Interest Income(%)

0.00

Cost to Income Ratio

67.48

67.47

65.40

Loan Loss Provision Ratio

0.00

Loans Spreads(%)

9.08

9.88

9.48

Net Interest Margin(%)

2.62

2.78

2.53

Provision Coverage Ratio(%)

0.00

Capital Adequacy Ratio

47.46

47.75

39.85

Tier I Capital

46.92

47.23

39.41

Tier II Capital

0.54

0.52

0.44

Gross Non Performing Assets

14.69

13.98

13.99

Net Non Performing Assets

4.85

4.58

4.26

(%) Gross Non Performing Assets

1.85

1.84

1.98

(%) Net Non Performing Assets

0.62

0.61

Return on Assets(Annualised)

0.00

Return on Assets

0.77

0.75

0.74

Loans Disbursed(Amt Rs cr)

80.00

106.48

90.95

Loans Sanctioned/Approved(Amt Rs cr)

81.15

115.15

111.44

Loan Book(Amt Rs cr)

0.00

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