Online stock broking firm - Online Share Trading - Trivandrum - Kerala - India

Particulars	Jun 2025 (₹)	Mar 2025 (₹)	Dec 2024 (₹)
Operating Income	431.31	423.06	435.93
Total Income	440.70	435.00	445.32
Interest	244.07	245.80	247.52
Employee Expenses	27.83	33.67	28.85
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	17.46	17.60	16.11
TOTAL OPERATING EXPENDITURE	289.36	297.07	292.48
Operating Profit Before Prov. & Cont.	151.34	137.93	152.84
Provisions & Write Offs	-2.69	-23.32	0.33
Depreciation	7.70	7.13	8.50
TOTAL EXPENDITURE	294.37	280.88	301.31
Tax	25.18	30.91	32.39
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	13.20	8.27	5.07
Reported Profit After Tax	107.95	114.94	106.55
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	107.95	114.94	106.55

EPS (Unit Curr.)	17.26	18.37	17.03
EPS (Adj) (Unit Curr.)	17.26	18.37	17.03
Calculated EPS (Unit Curr.)	17.26	18.37	17.03
Calculated EPS (Adj) (Unit Curr.)	17.26	18.37	17.03
Calculated EPS (Ann.) (Unit Curr.)	69.02	73.49	68.13
Calculated EPS (Adj) (Ann.) (Unit Curr.)	69.02	73.49	68.13
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00
Equity	62.56	62.56	62.56
Reserve & Surplus	0.00	0.00	0.00
Face Value	10.00	10.00	10.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00

Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00

PBIDTM(%)	92.30	96.22	91.76
PBDTM(%)	35.71	38.12	34.98
PATM(%)	25.03	27.17	24.44

Net Interest Income	191.40	180.40	188.40
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	0.00	0.00	0.00

Return on Equity(%)	14.00	15.10	14.60
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	24.30	29.90	26.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	3.30	3.30	3.70
Net Interest Margin(%)	5.20	5.20	5.50
Provision Coverage Ratio(%)	0.00	0.00	0.00
Capital Adequacy Ratio	38.69	34.70	32.52
Tier I Capital	0.00	0.00	0.00
Tier II Capital	0.00	0.00	0.00

Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	3.30	3.26	3.86
(%) Net Non Performing Assets	1.20	1.30	1.50
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	2.90	3.30	3.10
Loans Disbursed(Amt Rs cr)	828.90	975.40	761.30
Loans Sanctioned/Approved(Amt Rs cr)	906.60	1058.90	806.40
Loan Book(Amt Rs cr)	14689.90	14491.80	14155.10

Particulars

Jun 2025
(₹)

Mar 2025
(₹)

Dec 2024
(₹)

Operating Income

431.31

423.06

435.93

Total Income

440.70

435.00

445.32

Interest

244.07

245.80

247.52

Employee Expenses

27.83

33.67

28.85

Selling & Administrative Expenses

0.00

Impairment of Assets

0.00

Loss on Forex Transaction

0.00

Other Expenses

17.46

17.60

16.11

TOTAL OPERATING EXPENDITURE

289.36

297.07

292.48

Operating Profit Before Prov. & Cont.

151.34

137.93

152.84

Provisions & Write Offs

-2.69

-23.32

0.33

Depreciation

7.70

7.13

8.50

TOTAL EXPENDITURE

294.37

280.88

301.31

Tax

25.18

30.91

32.39

Fringe Benefit Tax

0.00

Deferred Tax

13.20

8.27

5.07

Reported Profit After Tax

107.95

114.94

106.55

Extra-ordinary Items

0.00

Adjusted Profit After Extra-ordinary item

107.95

114.94

106.55

EPS (Unit Curr.)

17.26

18.37

17.03

EPS (Adj) (Unit Curr.)

17.26

18.37

17.03

Calculated EPS (Unit Curr.)

17.26

18.37

17.03

Calculated EPS (Adj) (Unit Curr.)

17.26

18.37

17.03

Calculated EPS (Ann.) (Unit Curr.)

69.02

73.49

68.13

Calculated EPS (Adj) (Ann.) (Unit Curr.)

69.02

73.49

68.13

Book Value (Unit Curr.)

0.00

Dividend (%)

0.00

Equity

62.56

Reserve & Surplus

0.00

Face Value

10.00

Public Shareholding (No. Of Shares)

0.00

Public Shareholding (% in Equity)

0.00

Pledged/Encumbered - No. of Shares

0.00

Pledged/Encumbered - % in Total Promoters Holding

0.00

Pledged/Encumbered - % in Total Equity

0.00

Non Encumbered - No. of Shares

0.00

Non Encumbered - % in Total Promoters Holding

0.00

Non Encumbered - % in Total Equity

0.00

PBIDTM(%)

92.30

96.22

91.76

PBDTM(%)

35.71

38.12

34.98

PATM(%)

25.03

27.17

24.44

Net Interest Income

191.40

180.40

188.40

Operating Expenses

0.00

Loan Losses & Provision

0.00

Assets Under Management

0.00

Return on Equity(%)

14.00

15.10

14.60

Operating Expenses to Net Interest Income(%)

0.00

Cost to Income Ratio

24.30

29.90

26.00

Loan Loss Provision Ratio

0.00

Loans Spreads(%)

3.30

3.70

Net Interest Margin(%)

5.20

5.50

Provision Coverage Ratio(%)

0.00

Capital Adequacy Ratio

38.69

34.70

32.52

Tier I Capital

0.00

Tier II Capital

0.00

Gross Non Performing Assets

0.00

Net Non Performing Assets

0.00

(%) Gross Non Performing Assets

3.30

3.26

3.86

(%) Net Non Performing Assets

1.20

1.30

1.50

Return on Assets(Annualised)

0.00

Return on Assets

2.90

3.30

3.10

Loans Disbursed(Amt Rs cr)

828.90

975.40

761.30

Loans Sanctioned/Approved(Amt Rs cr)

906.60

1058.90

806.40

Loan Book(Amt Rs cr)

14689.90

14491.80

14155.10

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