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AAVAS Financiers Ltd
Finance - Housing
BSE Code 541988 border-img ISIN Demat INE216P01012 border-img Book Value 591.05 border-img NSE Symbol AAVAS border-img Div & Yield % 0 border-img Market Cap ( Cr.) 11957.69 border-img P/E 19.82 border-img EPS 76.19 border-img Face Value 10
Quarters
ParticularsSep 2025
()
Jun 2025
()
Mar 2025
()
Operating Income667.02627.56636.21
Total Income667.45627.93637.49
Interest275.54271.35264.74
Employee Expenses112.95110.71111.95
Selling & Administrative Expenses0.000.000.00
Impairment of Assets0.000.000.00
Loss on Forex Transaction0.000.000.00
Other Expenses49.0646.1450.14
TOTAL OPERATING EXPENDITURE437.55428.20426.83
Operating Profit Before Prov. & Cont.229.90199.73210.66
Provisions & Write Offs7.9611.267.64
Depreciation10.719.349.79
TOTAL EXPENDITURE456.22448.80444.26
Tax40.5739.0533.01
Fringe Benefit Tax0.000.000.00
Deferred Tax6.720.846.54
Reported Profit After Tax163.93139.23153.68
Extra-ordinary Items0.000.000.00
Adjusted Profit After Extra-ordinary item163.93139.23153.68
    
EPS (Unit Curr.)20.7117.5919.42
EPS (Adj) (Unit Curr.)20.7117.5919.42
Calculated EPS (Unit Curr.)20.7117.5919.42
Calculated EPS (Adj) (Unit Curr.)20.7117.5919.42
Calculated EPS (Ann.) (Unit Curr.)82.8470.3677.66
Calculated EPS (Adj) (Ann.) (Unit Curr.)82.8470.3677.66
Book Value (Unit Curr.)591.00570.00550.90
Dividend (%)0.000.000.00
Equity79.1679.1579.15
Reserve & Surplus0.000.000.00
Face Value10.0010.0010.00
    
Public Shareholding (No. Of Shares)0.000.000.00
Public Shareholding (% in Equity)0.000.000.00
    
Pledged/Encumbered - No. of Shares0.000.000.00
Pledged/Encumbered - % in Total Promoters Holding0.000.000.00
Pledged/Encumbered - % in Total Equity0.000.000.00
    
Non Encumbered - No. of Shares0.000.000.00
Non Encumbered - % in Total Promoters Holding0.000.000.00
Non Encumbered - % in Total Equity0.000.000.00
    
PBIDTM(%)74.5873.2773.52
PBDTM(%)33.2730.0331.91
PATM(%)24.5822.1924.16
    
Net Interest Income0.000.000.00
Operating Expenses169.80163.95169.30
Loan Losses & Provision0.000.000.00
Assets Under Management21360.0020739.7020420.20
    
Return on Equity(%)14.3112.560.00
Operating Expenses to Net Interest Income(%)0.000.000.00
Cost to Income Ratio0.000.000.00
Loan Loss Provision Ratio0.000.000.00
Loans Spreads(%)5.235.114.89
Net Interest Margin(%)8.047.480.00
Provision Coverage Ratio(%)58.2757.4660.87
Capital Adequacy Ratio46.4243.2044.50
Tier I Capital0.0043.2044.38
Tier II Capital0.000.000.12
    
Gross Non Performing Assets0.000.000.00
Net Non Performing Assets0.000.000.00
(%) Gross Non Performing Assets1.241.221.08
(%) Net Non Performing Assets0.850.840.73
Return on Assets(Annualised)0.000.000.00
Return on Assets3.402.940.00
Loans Disbursed(Amt Rs cr)1559.901145.400.00
Loans Sanctioned/Approved(Amt Rs cr)0.000.000.00
Loan Book(Amt Rs cr)0.000.000.00

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